Knowledge Base
Lee Anderson writes about tax strategy, estate planning, and wealth management for FatFire, covering the questions that matter to high-net-worth households pursuing financial independence. Every article draws on primary sources including IRS guidance, fund prospectuses, and academic research, and is reviewed against the FatFire editorial standards (fatfire.com/editorial-standards/) before publication.
516 articles — page 13 of 43
The Federal Reserve's 2022–2024 tightening cycle delivered 525 basis points of rate hikes across 11 increases, bringing the federal funds target range to 5.25–5.50% by July 2023.
Tax lien interest rates by state range from 5% to 36% annually on paper.
Cayman Islands bank account interest rates for standard deposit accounts currently run 2–4% depending on term and balance tier, but that headline number is almost entirely the wrong thing to focus on.
The confusion between IRR and interest rate is not a beginner's mistake.
The OPM interest rate on your military service deposit has ranged from 13% in the mid-1980s to below 2% in the early 2020s. That spread is not academic.
Interest rates in the 1980s reached levels that remain unmatched in modern U.S. monetary history.
The rate of return vs interest rate distinction matters more at $5M+ than at any other wealth level, because the gap between gross nominal figures and what you actually keep widens dramatically once you factor in taxes, fees, and leverage costs. Rate of return measures what an investment produces. I
SBLOC interest rates at major institutions currently run from roughly 6.5% to 9% all-in, with most products priced at SOFR plus a spread of 1.5% to 3.5%.
A forward starting interest rate swap is a contractual agreement to exchange fixed and floating interest payments beginning at a specified future date rather than immediately.
Treasury yields and interest rates move together, diverge unexpectedly, and collectively price every fixed-income asset in your portfolio. Understanding the distinction between them is not academic.
Tiered interest rates apply different rates to successive portions of your account balance rather than a single rate across the whole amount.
Interest rate sensitive stocks are equities whose valuations shift materially when the Federal Reserve moves rates, and the mechanism is more precise than most coverage suggests.