Knowledge Base
Roth conversions, rollovers, contribution strategies, and the retirement account structures that optimize your tax position over a 40+ year horizon.
100 articles in this category — page 9 of 9
Desperate for quick cash, many Americans make the dangerous mistake of eyeing their retirement accounts as a potential piggy bank to raid or use as loan collateral. This temptation, while understandable in times of financial stress, can lead to serious consequences that jeopardize long-term financial security. Among the various retirement accounts, the Roth IRA often […]
Mastering the delicate balance between life insurance protection and wealth accumulation can transform a simple policy into a powerful financial fortress – but only when structured correctly. Indexed Universal Life Insurance (IUL) policies offer a unique opportunity to achieve this balance, providing both death benefit protection and potential for cash value growth. However, the key […]
As retirement planning grows increasingly complex, savvy investors are exploring a game-changing strategy that combines the growth potential of market investments with the security of life insurance protection. This innovative approach, known as IRA to IUL conversion, is turning heads in the financial world and prompting many to reconsider their long-term savings strategies. Gone are […]
Before you consider cashing out your life insurance policy, the hefty surrender charges lurking in the fine print could take a surprisingly large bite out of your hard-earned money. It’s a sobering thought that many policyholders overlook when they’re eyeing their life insurance as a potential source of quick cash. But before we dive into […]